Being a better person-I

“If you cultivate inexpensive habits, you will not become a victim of money in later years. And, you will not fall into the trap of greed which leads you to do things that you will later regret".

You must cultivate the habit of reading.
You could  read magazines, journals and newspapers there, whatever you wanted. So, this habit did not cost any money.
“You learn to enjoy music.” 
Some light and soothing music.

And finally “Cultivate good friends and discuss interesting and useful things with these friends. These conversations do not cost you any money.” 
None of these things cost you much money.